Chapter 17. Galaxy Martial God Hall - Reincarnation (8)
I couldn't help but be shocked by Siu's words.
The money sitting in the account was only one-fifth of the total assets?
Then the total assets were five times this amount?
Crazy, just how much alimony did Grandmother squeeze out of them?!
Do candidates for the Cheon Family Clan's young clan leader really make that much money?
Siu pulled up photos of the real estate holdings on the screen.
"It's all just grass?"
There were a few buildings, including the house I was currently living in, but most of it was mountains and fields.
The mountains and fields were worth nearly four times the amount sitting in the account?
I looked at Siu, unable to comprehend. Siu smiled gently and said.
"They are not just fields. They are top-tier black soil with excellent quality, located where the largest dragon vein on the planet passes through, making them fields for growing the highest-grade spiritual herbs used in medicinal elixirs. A single pyeong of that land could buy at least 100 hectares of ordinary spiritual herb fields."
100 hectares is about 300,000 pyeong.
It meant the land value was at least 300,000 times higher.
Even if that was just an average level, land capable of growing spiritual herbs was bound to be incredibly expensive.
"Who farms there?"
"I understand that the inner court of the Cheon Family Clan leases it to grow spiritual herbs."
"Then are all the elixirs I'm eating right now coming from there?"
"Not all of them, but a significant portion likely is. By custom, samples of the produce are sent to you, Young Master, as the owner of the land. Currently, you are consuming elixirs provided to the direct lineage of the Cheon Family Clan, so we are merely storing them."
They say a person has a limit to how many elixirs they can absorb, depending on the state of their body, their age, and their cultivation progress.
If you consume more than that limit, it actually hinders growth, and in the worst case, it can lead to Qi deviation. Therefore, taking elixirs had to be done with precise measurements on an ultra-fine electronic scale, following the usage instructions as if measured by a ruler.
Spiritual elixirs, huh. Would they be effective if my main body or other avatars consumed them?
Perhaps not as effective as this avatar's body, which has been consuming elixirs since it was young and as a direct member of the family, without even realizing it.
Since I can absorb the avatar and create a new one with a strengthened main body, it might actually be better to invest heavily in the growth of this Reincarnation Avatar.
"The other investment assets were mostly bonds issued by the Cheon Family Clan and their interest income, along with a small number of corporate stocks, but a significant portion was liquidated for inheritance taxes."
Bonds had better liquidity than real estate, but not as much as cash.
Looking at the investment profit report, the credit rating of the Cheon Family Clan, the issuer of the bonds, was so high that the price of the bonds themselves was high, but the interest income they provided was lower than a regular savings account.
The clan adjusts the interest rate when issuing bonds, but because there are so many people who want to buy them despite such low rates, the price jumps high.
In other words, it could be said that while the stock price for the Cheon Family Clan was high, the dividends were almost non-existent.
Of course, bonds are debt and not equity in a company like stocks, but investing doesn't always run on rationality.
People buy bonds expecting the price to rise further because they believe that just holding them means they possess a stake in the Cheon Family Clan's authority, and because there are many people who want to buy them like stocks.
"Well done. You bought near the knees and sold at the top of the head."
The timing of the bond purchase was when the previous clan leader's illness was revealed and the bond price had dropped significantly, and the time of sale was about 20 years after the current clan leader announced they had reached the Moon-Star Realm and became one of the Ten Kings of the Universe.
The Ten Kings of the Universe referred to the ten strongest martial artists in the galaxy, excluding the Nine Heavens Beyond the Heavens, who were the strongest in the galaxy.
In every era, people love to rank things and are obsessed with fighting over who is stronger.
The Nine Heavens Beyond the Heavens were truly beyond the heavens, so they were excluded from the rankings, and the strongest people in the galaxy were ranked.
It varied by person whether they would rank up to the top 100 and call them the 100 Great Masters of the Galaxy, or rank up to the top 1,000 or 10,000 and call them the 1,000 or 10,000 Great Masters.
Most people chose the top 100 to count the 100 Great Masters.
If you ranked up to 10,000, you'd probably have to include the Transformation Realm. Probably.
Usually, the 100 Great Masters cut off around the Life-Death Realm, blocked by the barrier of the Natural Realm, but there were too many in the Transformation Realm.
Anyway, the order of ranking and the people included in the rankings differed for everyone, but the Ten Kings of the Universe were the strongest martial artists within the top ten that everyone living in the galaxy acknowledged.
Since the clan leader of the Cheon Family Clan had reached that rank of martial artist, the value of the bonds had soared to a point where it couldn't go any higher.
"Unless the Sword King surpasses the Moon-Star Realm and reaches the Ecstasy Realm, I didn't think it would rise any further."
Sword King was the title of the clan leader, Cheon Ja-su.
For reference, the Nine Heavens Beyond the Heavens were divided into the One God, the Three Stars, and the Five Venerables.
The One God included the Martial God of the Martial God Realm, Cheon Yu.
The Three Stars included the Buddha Star, the Demon Star, and the Spear Star of the Ascension Realm.
The Five Venerables included the Sword Venerable, the Fist Venerable, the Blade Venerable, the Dark Venerable, and the Killing Venerable of the Ecstasy Realm.
And the Ten Kings of the Universe included the Sword King, the Poison King, the Spear King, the Demon King, the Tyrant King, the Slaughter King, the Thunder King, the Heavenly Buddha, the Sword Immortal, and the Fist Immortal.
I don't know why the Heavenly Buddha, the Sword Immortal, and the Fist Immortal are grouped into the Ten Kings when their titles aren't "King."
Well, they are all active or retired supreme sect leaders or clan leaders of major sects, so it's true they are existences equivalent to kings.
"Our living expenses are limited to 100 million Nyang per quarter by our legal guardian, Mr. Cheon Gyeong-ho, and the asset manager. If more money is needed, the consent of Mr. Cheon Gyeong-ho and the asset manager is required."
"100 million Nyang per quarter, not even per year, is plenty."
"That is correct. The money used is mainly from savings interest and monthly rent."
"Is that so?"
Nodding, I looked at the savings account history and discovered that 2 million Nyang was being deposited every month from the Cheon Family Clan's Veterans Affairs Office.
"Ah... that is the pension for the bereaved family of a martial warrior. I understand it is paid for 20 years from the date of death in action."
Ah, right, they said he died in action.
"Out of the 100 million Nyang quarterly limit, you're only using about 15 million? Wouldn't it be okay to spend a bit more if it's 5 million a month?"
Looking at the consumption details, the cost for me was about 7 million Nyang, and the cost for house management and Siu's maintenance was 8 million Nyang.
Including the elixirs supported by the clan, the amount spent on me alone would easily hit 100 million Nyang.
"But this is your money, Young Master. Even if I have become your proxy, how could I use it wastefully?"
"Looking at the account history, in the past, it seems at least 30 million Nyang per quarter went into your maintenance costs alone?"
"At that time, I was sparring with your father, Young Master, so the Dantian charging costs and maintenance costs were higher."
In Siu's words, I examined the detailed history.
"The regular maintenance intervals have also become longer. Even the quarterly ones have only happened twice since I was born."
"That is also because I was sparring before that..."
"You're my training partner now and you also perform Cleansing the Meridians. Increase the maintenance cost to 30 million Nyang per quarter."
"But...!"
"Shh! That's an order."
Siu looked troubled at my firm words.
"Even if you spend that much, there's still room left in the quarterly limit."
"Still, as you grow in the future, Young Master, there will be more places where money is needed, and since we don't know what might happen, increasing the maintenance costs every quarter is..."
"In that case, we can just ask the legal guardian and the asset manager to increase the limit. They wouldn't refuse if I said it was absolutely necessary, would they?"
It's not like I have any intention of embezzling my own assets, and you said it's impossible to embezzle anyway, right?
Siu was left speechless by my point.
"This is all an investment. Once my body grows, I'll be sparring, and it would be a loss if something went wrong with your body."
"...My cultivation is in the Transformation Realm."
"They say even if your cultivation is high, martial artists get hurt if they let their guard down, don't they? What will you do if I grow up quickly and you get hurt?"
Siu chuckled as if she had no choice against my stubbornness.
"I look forward to the day you achieve such growth."
"Yeah, look forward to it."
After saying that, I added.
"So, how much should my allowance be?"
"Allowance?"
Siu looked at me with narrowed eyes.
It was a look that asked if the reason I asked to check the assets or increased her maintenance costs was to win her favor.
I averted my gaze slightly.
While it wasn't my intention to win her favor by telling her not to skimp on her maintenance costs, it was true that I checked the assets to see how much I could turn into my allowance.
"Well, they said it's important to instill a sense of economics through an allowance from a young age!"
"I was thinking of that at least after you entered elementary school. It doesn't seem like something a preschooler should be saying."
"Still, I think it's important to learn the value and importance of money... sir."
"Seeing you suddenly use formal language, don't you think it's still too early?"
I looked up at Siu with sparkling eyes.
"Can't I...?"
"Hmm... it's not that you can't."
Siu is wavering.
"What do you want to buy with an allowance? If you just tell me, I will buy it for you within a reasonable range, so is an allowance absolutely necessary?"
I answered Siu's question with a smile.
"It's good to experience everything yourself, isn't it? People grow by buying things themselves, having good experiences, and experiencing disappointment, right? They say failure is the mother of success."
Siu sighed softly at my answer.
"I wonder if I shouldn't have given you the computer. The slick vocabulary that doesn't match your age is bothering me."
Slick, that's harsh.
Siu seemed to think that I had learned this and that knowledge because I was playing with the computer.
After all, Siu had been taking care of me since I was a newborn, and she hadn't taught me any complex vocabulary yet, so the only places I could have learned it were from documentaries or the internet.
"Very well. It feels a bit early, but I will give you an allowance. However, there is a condition."
"What is it?"
"You must keep an expense ledger."
"Fine! I can do that much!"
I rejoiced as soon as the permission was granted.
"So, how much would you like for your allowance?"
"Let's see? 3 million Nyang per month… that’s not it, is it?"
As Siu’s gaze turned cold, I immediately tucked my tail between my legs.
"…2 million?"
"2 million Nyang is the monthly salary of an average adult. Wouldn't 100,000 Nyang be enough?"
"That’s too little! How about 1.9 million Nyang?"
Siu and I bickered back and forth, eventually settling on an allowance of 500,000 Nyang per month.
It was an overwhelming defeat for me.
I had expected us to settle somewhere in the middle at 1 million Nyang.
Once I started receiving my allowance, I immediately purchased a portable camping toilet set and a tent-style shower set.
Naturally, since the total weight exceeded one kilogram, I sent them to my main body in pieces, over several trips, before assembling them.
Finally, I was able to win the battle for human dignity.
It was a moving victory.
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